The constant evolution of regulatory frameworks in Latin America requires compliance officers to remain on high alert. In recent months, several countries have updated laws and regulations related to anti-money laundering, counter-terrorism financing, and financial transparency. Adapting is not optional — it’s a necessity to avoid penalties, reputational damage, and operational risks.
New regulatory landscape in LATAM: Compliance can’t afford to fall behind
Argentina:
In April 2025, amendments were approved under Law No. 25.246 on anti-money laundering. Among the most notable changes are the expansion of obligated entities, new requirements for identifying ultimate beneficial owners, and adjustments to the thresholds for reporting suspicious transactions.
República Dominicana:
The “Operación Barril” case and other recent investigations have accelerated reforms aimed at improving financial traceability, with a focus on gambling and illegal money laundering structures. The new regulations are expected to raise reporting and oversight standards, particularly for non-financial sectors.
Paraguay:
Ahead of the FATF review scheduled for this year, the country has intensified its efforts in financial supervision and cryptocurrency regulation. Financial institutions are being evaluated more rigorously, and there is a push to strengthen risk assessment frameworks.
Mexico and Colombia
They have updated their compliance guidelines, highlighting the use of technology and artificial intelligence for monitoring suspicious transactions.
How does this impact compliance officers?
✔︎ Mandatory review of the compliance program:
Regulatory changes must be reflected in internal adjustments—policies, procedures, manuals, and training.
✔︎ New documentation and reporting requirements:
Obligated entities must update their declaration formats, improve the identification of beneficial owners, and apply more robust due diligence methodologies.
✔︎ Increased supervision and enforcement:
Authorities are intensifying audits, cross-checks, and penalties for non-compliance.
The Value of Continuous Monitoring
In an environment where regulations evolve rapidly, having an agile and scalable compliance system makes all the difference. It’s not enough to comply—you need to stay ahead. At Cumplo360, we help you detect regulatory changes and adapt them to your operations. From updating risk matrices to monitoring obligated entities, our platform is designed to support you at every step of the compliance process.
Compliance is an investment in legality, transparency, and economic prosperity.
Carry out due diligence easily and thoroughly. Cumplo360 is the leading compliance platform in Latin America.
