Simplifying AML Regulatory Compliance with Cutting-Edge Technology

Simple, secure, efficient

Cumplo360 is cutting-edge technology that makes regulatory compliance accessible and user-friendly.

Do you really know your counterparty? Save time and gain peace of mind.

100% web-based, multi-user compliance platform

Marketed across Latin America

Practical and auditable solution

Scalable plans, tailored to each client’s needs

Modules & features:

Watchlist search

Cumplo360 enables searches in local and international watchlists. Our service includes a comprehensive database of the world’s leading sanction lists, backed by Dow Jones accreditation to ensure effective compliance screening.

Know your customer

Manage counterparties to assess risks and fulfill due diligence requirements. Store documents for each counterparty to ensure proper KYC management and regulatory compliance. Centralize information and maintain auditable records efficiently.

Screening

With automated processes, Cumplo360 systematically monitors required counterparty lists and sends notifications and alerts if any counterparties appear on these lists.

Risk assessment

Easily configure the desired risk methodology and integrate the risk level calculation for each counterparty.

Transaction monitoring

Track institutional transactions, monitor counterparty activity, configure unusual transaction alerts, and manage incident workflows for efficient resolution.

Recognized compliance processes facilitated by Cumplo360:

Verify the integrity of your supply chain (suppliers) and business partners by assessing risks such as bribery, corruption, and dealings with sanctioned entities.

Cumplo360 Provides:

• End-to-end third-party control and continuous monitoring.

• Integrity checks and due diligence on:

• Ultimate beneficial owners (UBOs)

• Politically exposed persons (PEPs)

• Sanctions lists

• Adverse media coverage

• Other high-risk factors

Conduct thorough due diligence on your clients and connected parties as part of a robust Know Your Customer (KYC) program, with tools for:

Client Due Diligence & Enhanced Due Diligence

• Ultimate Beneficial Owner (UBO) verification

• Politically Exposed Persons (PEPs) screening

• Sanctions list checks

• Adverse media coverage analysis

• Source of funds assessment

• Specialist watchlists screening

• Custom investigations

Ongoing Client Monitoring

• Politically Exposed Persons (PEPs) tracking

• Sanctions list updates

• Adverse media surveillance

• Event-driven investigations

Stay up to date with evolving restricted list requirements, even as international and national regulations change rapidly.

We provide consolidated and timely sanction screening solutions for:

• Advanced technology & AI to reduce false positives and manual workload.

• Bulk, one-time, and ongoing searches across global sanctions lists.

• Filterable lists & specialized watchlists for customized selection.

• Flexible parameters enabling efficient management of screening results and alerts.

In addition to verifying the identity of their clients, companies must investigate the ultimate beneficial ownership of any associated entity (including corporations, trusts, and shell companies) and screen for politically exposed persons (PEPs), sanctions, and adverse media coverage.

For both individual and corporate clients with high-risk factors, enhanced due diligence is required. This includes in-depth checks on the source of wealth and funds, independent identity verification, corporate appointments and executive positions screening, and a more comprehensive investigation.

An accurate risk level assessment allows us to determine the appropriate type of due diligence for each counterparty. This ensures that Enhanced Due Diligence (EDD) is conducted only for high-risk counterparties, in compliance with regulations, while standard or simplified due diligence is applied to the rest.

Cumplo360: Simplifying Regulatory Compliance with Cutting-Edge Technology

Cumplo360 utilizes 4 information sources for searches:

Dow Jones Risk & Compliance

Access to 1,000+ international lists, including UN, OFAC, FBI, EU, IDB, INTERPOL, and the World Bank.
• Global PEP coverage, including related individuals.
• Individuals/entities formally charged with serious crimes (UN definition).

Local lists

Country-specific regulatory lists with ongoing updates.

Custom lists

User-defined lists tailored to specific compliance needs.

Internet

By integrating with the internet, we provide a sample of results for a broader, more global approach.